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Zombie Property Assistance

HELP FOR SMITHTOWN HOMEOWNERS FACING FORECLOSURE IS NOW AVAILABLE 


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THE NEW YORK STATE MORTGAGE ASSISTANCE PROGRAM CAN PROVIDE AN INTEREST FREE MORTGAGE LOAN UP TO $40,000 TO ELIGIBLE SMITHTOWN HOMEOWNERS AT RISK OF FORECLOSURE. FOR MORE INFORMATION, VIEW nysmap.org 

THE HOMEOWNER PROTECTION PROGRAM OFFERS FREE ADVICE AND LEGAL SERVICES TO ANY SMITHTOWN HOMEOWNER FACING FORECLOSURE. FOR MORE INFORMATION, VIEW AGhomeHELP.com

FORECLOSURE PREVENTION HOUSING COUNSELORS FROM THE LONG ISLAND HOUSING PARTNERSHIP INC. ARE AVAILABLE TO ASSIST SMITHTOWN HOMEOWNERS. FOR MORE INFORMATION,  VIEW Lihp.org 

Report "Zombie Homes" or Vacant & Abandoned Residential Property 

What is a Vacant and Abandoned Residential Property also known as Zombie Homes:

When a real estate title that has stayed with the owner of a residential property after the mortgage lender has begun a foreclosure process but then cancels the foreclosure process. The lender is not required to notify the owner of the cancellation, which often leads to the unawareness of all obligations associated with the continued ownership (i.e. local taxes or upkeep of the property)

Reporting Vacant and Abandoned Residential Property or Zombie Homes:
In ordinance of the New York Real Property Action and Proceedings Law all Mortgagees and/or servicers are responsible for registering vacant and abandoned properties. By State Law they are required to submit a report (quarterly) of all compliance efforts once the property has been registered.

If you suspect that a home or a private property may be vacant or has been vacated for some time, Please report it to Public Safety via an online form , call the Zombie hotline at: 631-257-6250 or email  .